Tensor Finance

Overview

tensorFinance is an integrated finance and accounting application for businesses, packed with automated and easy-to-track features such as: chart of accounts, general journal, complete sales and purchase document flows (quotations, invoices, delivery orders, and more), inventory and warehouse, cash & bank, fixed assets, budgets, asset depreciation, currency conversion, plus tax calculations, profit & loss statements, balance sheet reports, and much more.

The software works in Bahasa Indonesia or English, across branches and departments, with documents generated automatically and ready to print. You can also use tensorPOS for businesses that need a fully integrated cashier.

Free tier: 1 admin, workspace apps, 1 GB storage, and up to 300 tensorFinance / tensorPOS transactions per month — upgrade when you need more users or volume.

Key capabilities

Nine-module workspace: dashboard through reports
Full sales & purchase document flows with GL posting
Inventory, cash & bank, fixed assets, and budgets
Indonesian tax reports and management PDFs
Bilingual English / Bahasa Indonesia
Tensor POS POS and Tensor HR payroll import
Free tier: 300 Finance/POS transactions per month

Product screenshots

Finance dashboard with revenue and cash KPIs

Features

Dashboard

Revenue, expense, and cash position KPIs
Revenue vs expense, cash flow, and expense-mix charts
Action-needed table across sales, purchase, inventory, and GL

General ledger

Chart of accounts with CSV and Tensor Table bulk edit
General journal — manual, adjustment, opening, and closing entries
Payroll entry with PPh 21 and import from Tensor HR
Expense recognition, GL budgets, and journal audit log

Sales (accounts receivable)

Quotation → order → down payment → delivery → invoice → receipt
Customer master with CSV import/export
VAT lines and printed sales documents to tensorDocs
Import Tensor POS POS sales into the ledger

Purchase (accounts payable)

Goods request → PO → goods receipt → invoice → payment
Purchase down payment, return, and supplier master
Supplier price lists and payment posting to GL

Inventory

Goods & services catalog with warehouse stock and POS images
Goods request, stock transfer, adjustment, job order, fulfillment
Stock per warehouse, minimum stock, and stock take
CSV and Tensor Table sync for large catalogs

Cash & bank

Payments and receipts with GL distribution lines
Bank transfers between cash/bank accounts
Automatic posting to general journal

Fixed assets

Asset register with straight-line and double-declining depreciation
Categories, adjustments, disposal, and location tracking
CSV export/import for asset lists

Reports & Indonesian tax

P&L, balance sheet, cash flow, and cash projection PDFs
AR/AP aging, subsidiary ledgers, and customer/supplier statements
Output/input PPN & PPnBM, VAT reconciliation, and WHT proofs

Company & preferences

Tax types (PPN, PPh), payment terms, employees, month-end closing
CRM contacts, company calendar, and activity audit log
Bilingual UI, COA numbering, and branch data-sharing controls

Who it is for

Finance managers, accountants, inventory controllers, and COOs at SMEs and mid-market companies in Indonesia — especially trading, retail, distribution, and light manufacturing.

Common use cases

Trading & distribution — PO → receipt → sales invoice → receipt with inventory and AR/AP aging in one workspace.
Retail with POS — Tensor POS counter sales post to Finance without duplicate journal entry.
Month-end close — Posted journals feed P&L, balance sheet, Indonesian VAT reports, and fixed-asset depreciation.
Multi-branch — Operate outlets under one company with branch-scoped data and optional shared masters.
Payroll to GL — Import Tensor HR payroll runs, calculate PPh 21, and post when paid.

Frequently asked questions

Do I need Cashier?

Cashier is an optional POS add-on (requires Finance license).

What languages are supported?

Full English and Bahasa Indonesia UI — switch in Preferences without changing your data.

What is the free tier transaction limit?

Free companies include 300 tensorFinance and tensorPOS transactions per month combined. Add transaction packs at checkout when you subscribe or upgrade.

Implementation?

Optional onboarding includes training, stock opname, COA setup, and workflow configuration.

Currency?

Operations are oriented to Indonesian Rupiah (IDR) business practice.